A Blog by Jonathan Low

 

Dec 8, 2015

Crowdfunding or Crowdphishing?

The difficulty of finding the happy medium between risk and reward for entrepreneurs who need funding but can't afford - or get - venture capital, as well as for investors who want to share in the innovation economy but can't afford - or get - access to such financial opportunities. JL

Robert Shiller comments in Project Syndicate:

For the financial system as a whole, success ultimately depends on trust and confidence, both of which, like suspicion and fear, are highly contagious.
<!--[if gt IE 8]><!-->

True crowdfunding, or equity crowdfunding, refers to the activities of online platforms that sell shares of startup companies directly to large numbers of small investors, bypassing traditional venture capital or investment banking. The concept is analogous to that of online auctions. But, unlike allowing individuals to offer their furniture to the whole world, crowdfunding is supposed to raise money fast, from those in the know, for businesses that bankers might not understand. It certainly sounds exciting.If one were seeking a perfect example of why it’s so hard to make financial markets work well, one would not have to look further than the difficulties and controversies surrounding crowdfunding in the United States. After deliberating for more than three years, the US Securities and Exchange Commission (SEC) last month issued a final rule that will allow true crowdfunding; and yet the new regulatory framework still falls far short of what’s needed to boost crowdfunding worldwide.
Regulators outside the US have often been more accommodating, and some crowdfunding platforms are already operating. For example, Symbid in the Netherlands and Crowdcube in the United Kingdom were both founded in 2011. But crowdfunding is still not a major factor in world markets. And that will not change without adequate – and innovative – financial regulation.
There is a conceptual barrier to understanding the problems that officials might face in regulating crowdfunding, owing to the failure of prevailing economic models to account for the manipulative and devious aspects of human behavior. Economists typically describe people’s rational, honest side, but ignore their duplicity. As a result, they underestimate the downside risks of crowdsourcing.
The risks consist not so much in outright fraud – big lies that would be jailable offenses – as in more subtle forms of deception. It may well be open deception, with promoters steering gullible amateurs around a business plan’s fatal flaw, or disclosing it only grudgingly or in the fine print.
It is not that people are completely dishonest. On the contrary, they typically pride themselves on integrity. It’s just that their integrity suffers little lapses here and there – and not always so little in aggregate.
In my new book with George Akerlof, Phishing for Phools: The Economics of Manipulation and Deception, we argue that unscrupulous behavior has to be factored into economic theory in a fundamental way. The economic equilibrium we live should be regarded, above all, as a phishing equilibrium, in which small-time individual dishonesty can morph into something more systemically important when it is carried on by business organizations under intense competitive pressure. Yes, competition rewards the sharp and hardworking. But it also often compels them to keep the frontiers of subtle deception in view.
The SEC’s new rules for crowdfunding are complex, because they address a complicated problem. The concept underlying crowdfunding is the dispersal of information across millions of people. Most people, even the cleverest, cannot grasp the next breakthrough business opportunity. Those who can are dispersed. The economist Friedrich Hayek put it well in 1945:
“[T]here is beyond question a body of very important but unorganized knowledge which cannot possibly be called scientific in the sense of knowledge of general rules: the knowledge of particular circumstances and place. It is with respect to this that practically every individual has some advantage over all others in that he possesses unique information of which beneficial use might be made, but of which use can be made only if the decisions depending on it are left to him or are made with his active cooperation.”
The problem is that the promise of genuine “unique information” comes with the reality of vulnerability to deception. That’s why channeling dispersed knowledge into new businesses requires a regulatory framework that favors the genuinely enlightened and honest. Unfortunately, the SEC’s new crowdsourcing rules don’t go as far as they should.
The 2012 US legislation that tasked the SEC with rulemaking for crowdfunding platforms specified that no startup can use them to raise more than $1 million a year. This is practically worthless in terms of limiting the scope for deception. In fact, including this provision was a serious mistake, and needs to be corrected with new legislation. A million dollars is not enough, and the cap will tend to limit crowdfunding to small ideas.
Some of the SEC rules do work against deception. Notably, crowdfunding platforms must provide communication channels “through which investors can communicate with one another and with representatives of the issuer about offerings made available.”
That is a good rule, fundamental to the entire idea of crowdfunding. But the SEC could do more than just avow its belief in “uncensored and transparent crowd discussions.” It should require that the intermediary sponsoring a platform install a surveillance system to guard against interference and shills offering phony comments.
The SEC and other regulators could go even further. They could nudge intermediaries to create a platform that summarizes commenters’ record and reputation. Indeed, why not pay commenters who accumulate “likes” or whose comments on issuers turn out to be valuable in light of evidence of those enterprises’ subsequent success?
For the financial system as a whole, success ultimately depends on trust and confidence, both of which, like suspicion and fear, are highly contagious. That’s why, if crowdfunding is to reach its global potential, crowdphishing must be prevented from the outset. Regulators need to get the rules right (and it would help if they hurried up about it).

142 comments:

pratiush said...


thanks for this info i really like your post this post is very useful for me you can get upsee 2016 answer key result

pratiush said...

thanks for this info i really like your post this post is very useful for me you can get up board date sheet 2016
thanks for this info i really like your post this post is very useful for me you can get csjm kanpur scheme date sheet
thanks for this info i really like your post this post is very useful for me you can get cbse board date sheet 2016

pratiush said...


thanks for this info i really like your post this post is very useful for me you can get upsee 2016 answer key result

Unknown said...

The information you have provided is very useful as far. More information for JAC 10th Result date declared should also be give.

Unknown said...

The above article is very useful and beneficial. I enjoyed the writing! Please click on JAC 12th Result date declared for more info.

blog said...

good to see the nice information
sarkari result

pratiush said...

thanks for this info i really like your post this post is very useful for me you can get upsee 2016 answer key result

Unknown said...

I like This post, it contains very health concerned information......

WB Postal Circle Admit Card 2016

satyapal said...

Nice Post Check Admit card Nic Result at http://www.admitcardnicresults.com/

iplprediction said...

http://guitarchord.in/best-wishes-2016/happy-mahavir-jayanti-2016-short-status-wishes-quotes-680/

kuli panwar said...

thanks for sharing good post love it...

Kabali 1st Day Collection

Anonymous said...

Hello Admin I Wish You Very Happy Republic Day 2017

Unknown said...

Happy Veterans day quotes sayings sms messages poems wishes thank you wallpapers pics WhatsApp status facebook cover photos free meals offers greetings cards

www.happyveteransdayusa.com
happyveteransdayusa.com
Veterans day quotes
Veterans day images
veterans day sayings
veterans day pictures

Kavya said...

Sarkari Recruitment is one of the biggest Indian Job Site so here you will getGovt Jobs in Telangana

2017
so

Unknown said...

Thank for sharing this information. cashback offers are available at cashback coupons

Unknown said...

Thank u for this information. reloadedpcgame provides the latest pc games free download with direct download links.

Karthik Jessie said...

AP Exam Results is Now releasing Manabadi ap 10th class results 2017 and also Releasing
manabadi Ap eamcet results 2017 , SO Take Time and Check Out Apexamresults website For fast servers and Mor

abc said...
This comment has been removed by the author.
Anonymous said...

Here tea lovers can buy a variety of tea at best prices.

Buy Tea Online

tony said...

Thank you for the useful information. Check

Latest Govt Jobs In India

Anonymous said...

All cool..

Quint said...
This comment has been removed by the author.
Anonymous said...

Check Xbox Emulator for Android at Tech Manik

New Year Wishes said...

Thanks for sharing this nice post awesome keep sharing
Happy New Year 2018

Ankit said...

First, Thanks for this great information. This post is very helpful to all users. Thanks a for sharing this awesome article.
Best Websites to Download Anime
FRP Bypass Apk Download
Best PPD Websites 2018
FMWhatsapp
Best iPhone Emulators for Windows

Naresh Yadav said...

First, Thanks for this great information. This post is very helpful to all users. Thanks a for sharing this awesome article.

FMWhatsapp APK
YOWHatsapp APK

Ankit said...

First, Thanks for this great information. This post is very helpful to all users. Thanks a for sharing this awesome article. You may also like to check YoWhatsApp and FMWhatsapp APK

sachin Kumar said...

HTTP://THEAROUSEDPROJECT.COM/JUNE-2018-CALENDAR/
HTTP://THEAROUSEDPROJECT.COM/FATHERS-DAY-QUOTES/
HTTP://GLOBAL-TRADE-NEWS.COM/JUNE-2018-CALENDAR/
HTTP://GLOBAL-TRADE-NEWS.COM/FATHERS-DAY-QUOTES/
HTTP://CALENDARTEMPLATEFREE.COM/JUNE-2018-CALENDAR/
HTTP://CALENDARTEMPLATEFREE.COM/FATHERS-DAY-QUOTES/
HTTP://OPPIDANLIBRARY.COM/JUNE-2018-CALENDAR/
HTTP://TOYS-GADGETS.COM/JUNE-CALENDAR-2018/

Pieboy said...
This comment has been removed by the author.
Article Publisher said...

Good post and straight to the point. I don’t know if this is really the best place to ask but do you folks have any ideea where to get some professional writers? Thanks.Get all important news related to tspsc examination and vacancy.
TSPSC Veterinary assistant
tspsc-deputy-surveyor
Tspsc panchayat raj
 tspsc panchayat secretary
 TNPSC fbo
TSPSC how
tssp dcl result

annik said...

Very Interesting and wonderful information keep sharing this post kindly check
order tracking system free

Trueline Solution said...

Shreeja Health Care is Manufacturer and Wholesaler of oil extraction machine for home in India. You can use Oil Extraction Machine for extract edible oil from Sesame, Sunflower, Almond, Coconut, Mustard, Soybean.

Unknown said...

Nice and informative content.
For content management systems and SEO solutions
Please visit opulasoft.com or email at info@opulasoft.com

prakash gohel said...

This information is impressive; I am inspired with your post writing style & how continuously you describe this topic. After reading your post, thanks for taking the time to discuss this, I feel happy about it and I love learning more about this topic. Strength quotes ||Family strength quotes ||quotes about strength and courage

prakash gohel said...

Appreciating the hard work you put into your site and detailed information you offer. It’s nice to come across a blog every once in a while that isn’t the same out of date rehashed material, Asking questions are truly good thing if you are not understanding something fully, except this article presents pleasant understanding yet, Please stay us informed like this. Thank you for sharing.

This information is impressive; I am inspired with your post writing style & how continuously you describe this topic. After reading your post, thanks for taking the time to discuss this, I feel happy about it and I love learning more about this topic.

great faith quotes||faith quotes bible||faith quotes images||

Unknown said...




flipkart free emi,
flipkart no emi scheme,
flipkart emi procedure debit card,
flipkart emi on sbi credit card,
flipkart 0 emi offer,
flipkart emi through sbi debit card,
flipkart emi from debit card
flipkart emi down payment,
flipkart new emi scheme,
flipkart debit card emi kotak,
flipkart emi on icici debit card,,
flipkart debit card emi yes bank
flipkart emi debit card axis,
flipkart emi process in hindi,
flipkart pay later emi,
flipkart debit card emi 2018,
flipkart emi conditions,
flipkart emi review,
flipkart emi how it works,
flipkart se emi kaise kare,
flipkart emi quora,,
flipkart emi faq,
flipkart emi interest rate,
flipkart emi without interest,
flipkart no cost emi quora,

flipkart emi debit card,
flipkart emi for debit card,
flipkart emi with debit card,
flipkart emi debit card sbi
flipkart emi debit card mobile,
flipkart emi on debit card sbi,
flipkart emi using debit card,
flipkart emi in debit card,
flipkart emi debit card icici,
flipkart debit card emi sms number,
flipkart emi debit card axis bank,
flipkart emi by debit card,
flipkart hdfc debit card emi offer,
flipkart par debit card se emi,
flipkart give emi on debit card,
flipkart emi through sbi debit card,
emi on sbi debit card in flipkart,
emi on debit card at flipkart,
flipkart debit card emi banks,
flipkart debit card emi number,
flipkart debit card emi apply,
flipkart emi with sbi debit card,
flipkart debit card emi sbi sms,
flipkart debit card emi icici bank,
flipkart par debit card se emi kaise kare,
flipkart debit card emi message,
flipkart debit card emi products list,
flipkart debit card emi not showing,
flipkart debit card emi laptop,
flipkart debit card emi idbi,
flipkart debit card emi bob,
flipkart debit card emi news,
flipkart emi without debit card,
flipkart debit card emi facility,
flipkart emi debit card option,
flipkart debit card emi limit,
flipkart no cost emi hdfc debit card,
flipkart debit card emi iob,
flipkart debit card emi how,
flipkart emi debit card hindi,
flipkart se debit card se emi kaise kare,
flipkart debit card emi kaise kare,
will flipkart accept debit card for emi,
flipkart sbi debit card emi link,
flipkart emi debit card eligibility,
how to flipkart emi on debit card,
flipkart debit card emi which banks
flipkart state bank debit card emi,
flipkart debit card emi 2018,
flipkart debit card emi offer details,
flipkart debit card emi advertisement,
flipkart debit card emi telugu,
flipkart pe debit card emi kaise banaye,
flipkart axis debit card emi eligibility,
flipkart emi on debit card icici,
flipkart debit card emi youtube,
flipkart emi debit card sms,
flipkart debit card emi in hindi,
flipkart debit card emi option sbi,
flipkart debit card emi activation,
flipkart debit card emi video,
flipkart emi debit card check,
flipkart emi on debit card quora,
flipkart emi debit card hdfc,
flipkart debit card emi option hdfc,
flipkart emi debit card kotak,
flipkart debit card emi yes bank,
flipkart debit card emi eligibility icici,
flipkart debit card emi hdfc eligibility,
flipkart debit card emi sbi in hindi,
flipkart emi on debit card hindi,
flipkart sbi debit card emi eligibility check sms,
flipkart emi on debit card terms and conditions,
flipkart debit card emi eligibility sbi,,
flipkart hdfc debit card emi eligibility,
flipkart debit card emi indusind bank,

flipkart emi debit card sbi,
flipkart emi debit card mobile,
flipkart emi debit card icici,
flipkart emi on debit card offer,
flipkart emi debit card axis
flipkart emi debit card offer,
flipkart emi debit card option,
hdfc debit card emi offers flipkart,
flipkart emi debit card hindi,
flipkart emi debit card eligibility,
flipkart debit card emi offer details,
flipkart emi debit card sms,
flipkart emi debit card hdfc

OGEN Infosystem (P) Limited said...

This was really informative and valuable information. Visit for the creative Website Designing and Development Services by Ogen Info system.
Top 5 Website Development Company in Delhi

Unknown said...

Spin Gurus is provided you the best service of Music Production.
Music Production Courses

Mutual Fundwala said...

Nice Blog. If you Need best Mutual Fund in India MutualFundWala is best for you.
Mutual Fund Distributor

Piyush said...

Great information.
I appriciate your Work...
Keep Posting...

yify proxy list

krishna said...




flipkart Debit Card,
flipkart debit card emi,
flipkart debit card emi option,
flipkart debit card offer,
flipkart debit card emi icici,
flipkart debit card emi hdfc,
flipkart debit card emi eligibility sms,
flipkart debit card emi axis,
flipkart Debit Card EMI offers
flipkart debit card emi sms number,
flipkart hdfc debit card offer,
flipkart icici debit card offer,
flipkart refund to debit card,
flipkart give emi on debit card,
how to get flipkart debit card emi,
flipkart axis bank debit card emi,
flipkart debit card emi terms and conditions,
debit card holder flipkart,
flipkart debit card shopping,
flipkart coupons for icici debit card,
flipkart debit card emi laptop,
flipkart debit card loan,
flipkart cash on delivery debit card,
flipkart debit card no cost emi,
flipkart accept debit card for emi,
flipkart discount on hdfc debit card,
flipkart emi through sbi debit card,
flipkart debit card offers on mobiles,
flipkart debit card emi plan,
flipkart debit card emi idbi,
flipkart hdfc debit card emi offer,
will flipkart accept debit card for emi,
flipkart par debit card se ,
flipkart debit card emi axis bank,
does flipkart accept debit card for emi,
flipkart debit card emi icici bank,
flipkart debit card emi union bank,
flipkart debit card emi in hindi
flipkart debit card emi bank of baroda,
flipkart debit card emi advertisement,
flipkart debit card emi hindi,
flipkart debit card emi yes bank,
flipkart debit card payment,
flipkart debit card emi how to use,
flipkart debit card installment,
flipkart debit card emi sbi check,
flipkart debit card emi not working,
flipkart debit card emi 2018,
flipkart debit card discount,
flipkart debit card eligibility,
flipkart debit card ad,
flipkart pnb debit card offer,
flipkart debit card emi quora,
add debit card to flipkart,
flipkart big billion day debit card offers,
flipkart debit card offers 2017,
flipkart international debit card

krishna said...


Offers.Flipkart .
flipkart cashback offers ,flipkart cashback offers,flipkart cash back offers,flipkart cashback coupons,flipkart cashback,Flipkart Cashback Offers,Flipkart Bank Offers, flipkart upcoming offers on mobiles, flipkart hdfc offer, flipkart icici offer,sbi credit card offers on flipkart today,sbi flipkart offer, hdfc credit card offers on flipkart, flipkart upcoming offers on mobiles, flipkart offers


"Flipkart Cashback Offers || Flipkart Bank Offers || Flipkart Deals 2018 ||" "flipkart upcoming offers on mobiles, hdfc credit card offers on flipkart 2018, sbi credit card offers on flipkart today, flipkart hdfc offer terms and conditions, sbi flipkart offer 2018, flipkart cashback phonepe, flipkart hdfc offer august 2018, flipkart icici offers


flipkart today deal offer,flipkart todays deal,flipkart best offer today,flipkart cashback offer today,flipkart mobile app offers today,flipkart mobile deals today



Flipkart CashBack Offers July 2018 - SBI, HDFC, ICICI, Citibank Cards,Cashback Offers Coupons,
Flipkart Today offers


Flipkart CashBack Offers June 2018 - SBI, HDFC, ICICI, Citibank Cards

Best of Home Furnishing min 40% off:
flipkart Mobile Accessories


flipkart axis cashback offer,
flipkart discount coupon codes, flipkartcashbackoffers


flipkart cashback offers,cashbackcoupons,cashbackoffer,cashbackofferscoupons,flipkarthdfcoffer,
MyDealsAndCoupons,flipkart cashback offers,cashbackcoupons,flipkartcashbackoffers,cashbackoffer,cashbackofferscoupons,flipkarthdfcoffer,latestcashbackoffers,flipkartcreditcardoffers,dealsncashbackcashbackoffers


Flipkart CashBack Offers,telugu bloggers ,telugu websites
Flipkart CashBack Offers - SBI, HDFC, ICICI, Citibank Cards,flipkart sbi debit card emi,flipkart upcoming offers on mobiles,flipkart credit card,flipkart cashback phonepe,flipkart credit card generator,flipkart cashback offer phonepe,flipkart american express,india fake debit card generator,flipkart american express gift card,sbi credit card offers on flipkart today,sbi flipkart offer,sbi debit card offers cash back,sbi flipkart offer 2018,,telugu bloggers ,telugu websites

krishna said...


Offers.Flipkart .
flipkart cashback offers ,flipkart cashback offers,flipkart cash back offers,flipkart cashback coupons,flipkart cashback,Flipkart Cashback Offers,Flipkart Bank Offers, flipkart upcoming offers on mobiles, flipkart hdfc offer, flipkart icici offer,sbi credit card offers on flipkart today,sbi flipkart offer, hdfc credit card offers on flipkart, flipkart upcoming offers on mobiles, flipkart offers


"Flipkart Cashback Offers || Flipkart Bank Offers || Flipkart Deals 2018 ||" "flipkart upcoming offers on mobiles, hdfc credit card offers on flipkart 2018, sbi credit card offers on flipkart today, flipkart hdfc offer terms and conditions, sbi flipkart offer 2018, flipkart cashback phonepe, flipkart hdfc offer august 2018, flipkart icici offers


flipkart today deal offer,flipkart todays deal,flipkart best offer today,flipkart cashback offer today,flipkart mobile app offers today,flipkart mobile deals today



Flipkart CashBack Offers July 2018 - SBI, HDFC, ICICI, Citibank Cards,Cashback Offers Coupons,
Flipkart Today offers


Flipkart CashBack Offers June 2018 - SBI, HDFC, ICICI, Citibank Cards

Best of Home Furnishing min 40% off:
flipkart Mobile Accessories


flipkart axis cashback offer,
flipkart discount coupon codes, flipkartcashbackoffers


flipkart cashback offers,cashbackcoupons,cashbackoffer,cashbackofferscoupons,flipkarthdfcoffer,
MyDealsAndCoupons,flipkart cashback offers,cashbackcoupons,flipkartcashbackoffers,cashbackoffer,cashbackofferscoupons,flipkarthdfcoffer,latestcashbackoffers,flipkartcreditcardoffers,dealsncashbackcashbackoffers


Flipkart CashBack Offers,telugu bloggers ,telugu websites
Flipkart CashBack Offers - SBI, HDFC, ICICI, Citibank Cards,flipkart sbi debit card emi,flipkart upcoming offers on mobiles,flipkart credit card,flipkart cashback phonepe,flipkart credit card generator,flipkart cashback offer phonepe,flipkart american express,india fake debit card generator,flipkart american express gift card,sbi credit card offers on flipkart today,sbi flipkart offer,sbi debit card offers cash back,sbi flipkart offer 2018,,telugu bloggers ,telugu websites

krishna said...


Flipkart CashBack Offers,telugu bloggers ,telugu websites

Flipkart CashBack Offers - SBI, HDFC, ICICI, Citibank Cards,flipkart sbi debit card emi,flipkart upcoming offers on mobiles,flipkart credit card,flipkart cashback phonepe,flipkart credit card generator,flipkart cashback offer phonepe,flipkart american express,india fake debit card generator,flipkart american express gift card,sbi credit card offers on flipkart today,sbi flipkart offer,sbi debit card offers cash back,sbi flipkart offer 2018,,telugu bloggers ,telugu websites


Offers.Flipkart .

flipkart bank offers,flipkart cash back coupons, flipkart offers,flipkart cashback offers ,flipkart cashback offers,flipkart cash back offers,flipkart cashback coupons,flipkart cashback,Flipkart Cashback Offers,Flipkart Bank Offers, flipkart upcoming offers on mobiles, flipkart hdfc offer, flipkart icici offer,sbi credit card offers on flipkart today,sbi flipkart offer, hdfc credit card offers on flipkart, flipkart upcoming offers on mobiles, flipkart offers


flipkart today deal offer,flipkart todays deal,flipkart best offer today,flipkart cashback offer today,flipkart mobile app offers today,flipkart mobile deals today

"Flipkart Cashback Offers || Flipkart Bank Offers || Flipkart Deals 2018 ||" "flipkart upcoming offers on mobiles, hdfc credit card offers on flipkart 2018, sbi credit card offers on flipkart today, flipkart hdfc offer terms and conditions, sbi flipkart offer 2018, flipkart cashback phonepe, flipkart hdfc offer august 2018, flipkart icici offers

Flipkart CashBack Offers July 2018 - SBI, HDFC, ICICI, Citibank Cards,Cashback Offers Coupons,

Today Special deals offers,

Flipkart 2018 deals,

Flipkart Today offers


Flipkart CashBack Offers June 2018 - SBI, HDFC, ICICI, Citibank Cards

Best of Home Furnishing min 40% off:

flipkart Mobile Accessories,flipkart Storage devices,flipkart Brands at best prices,flipkart Top Offers,flipkart Fashion for Travel Lovers,FLIPKART Great Offers On Furniture,FLIPKART Discounts for You,flipkart Deals of the Day


flipkart axis cashback offer,

flipkart discount coupon codes, flipkartcashbackoffers

krishna said...

Flipkart CashBack Offers,telugu bloggers ,telugu websites

Flipkart CashBack Offers - SBI, HDFC, ICICI, Citibank Cards,flipkart sbi debit card emi,flipkart upcoming offers on mobiles,flipkart credit card,flipkart cashback phonepe,flipkart credit card generator,flipkart cashback offer phonepe,flipkart american express,india fake debit card generator,flipkart american express gift card,sbi credit card offers on flipkart today,sbi flipkart offer,sbi debit card offers cash back,sbi flipkart offer 2018,,telugu bloggers ,telugu websites


Offers.Flipkart .

flipkart bank offers,flipkart cash back coupons, flipkart offers,flipkart cashback offers ,flipkart cashback offers,flipkart cash back offers,flipkart cashback coupons,flipkart cashback,Flipkart Cashback Offers,Flipkart Bank Offers, flipkart upcoming offers on mobiles, flipkart hdfc offer, flipkart icici offer,sbi credit card offers on flipkart today,sbi flipkart offer, hdfc credit card offers on flipkart, flipkart upcoming offers on mobiles, flipkart offers


flipkart today deal offer,flipkart todays deal,flipkart best offer today,flipkart cashback offer today,flipkart mobile app offers today,flipkart mobile deals today

"Flipkart Cashback Offers || Flipkart Bank Offers || Flipkart Deals 2018 ||" "flipkart upcoming offers on mobiles, hdfc credit card offers on flipkart 2018, sbi credit card offers on flipkart today, flipkart hdfc offer terms and conditions, sbi flipkart offer 2018, flipkart cashback phonepe, flipkart hdfc offer august 2018, flipkart icici offers

Flipkart CashBack Offers July 2018 - SBI, HDFC, ICICI, Citibank Cards,Cashback Offers Coupons,

Today Special deals offers,

Flipkart 2018 deals,

Flipkart Today offers


Flipkart CashBack Offers June 2018 - SBI, HDFC, ICICI, Citibank Cards

Best of Home Furnishing min 40% off:

flipkart Mobile Accessories,flipkart Storage devices,flipkart Brands at best prices,flipkart Top Offers,flipkart Fashion for Travel Lovers,FLIPKART Great Offers On Furniture,FLIPKART Discounts for You,flipkart Deals of the Day


flipkart axis cashback offer,

flipkart discount coupon codes, flipkartcashbackoffers

krishna said...


flipkart icici,
flipkart icici debit card emi,flipkart icici offer,flipkart icici credit card offer,flipkart offers for icici credit card,flipkart icici debit card offer,flipkart emi on icici debit card,flipkart icici bank offer,flipkart icici offer 2018,flipkart icici emi,flipkart icici bank debit card emi,flipkart coupons for icici debit card,icici flipkart gift voucher,flipkart icici coupon,flipkart icici coupon code,flipkart offer with icici bank,flipkart icici cashback offer,flipkart icici bank,flipkart icici offer 2017,icici bank flipkart gift voucher,icici pockets flipkart

flipkart icici bank offer,
flipkart icici cash back,flipkart icici coupon code,flipkart icici credit card,flipkart icici discount coupon,flipkart icici netbanking offer,
flipkart icici offer,icici bank card offer on flipkart,icici bank cashback offer on flipkart,icici bank credit card flipkart offer,icici bank credit card offer flipkart,icici bank credit card offers on flipkart,icici bank debit card offers on flipkart,icici bank flipkart offer,icici bank flipkart offer 2016,icici bank flipkart vouchers,icici bank offer for flipkart,icici bank offers flipkart,icici card offers on flipkart,icici cash back offer on flipkart,icici coupon code for flipkart,icici credit card cash back offer on flipkart,icici credit card coupon code flipkart,icici credit card discount on flipkart,icici credit card flipkart,icici credit card offers flipkart,icici credit card offers in flipkart,icici creditcardoffers on flipkart,icici debit card flipkart offer,icici debit card offers in flipkart,icici debit card offers on flipkart,icici discount on flipkart,icici flipkart discount,icici net banking offers on flipkart,icici offer for flipkart,flipkart icici,flipkart icici debit card emi,flipkart icici offer,flipkart icici credit card offer,flipkart offers for icici credit card,flipkart icici debit card offer,flipkart emi on icici debit card,flipkart icici bank offer,flipkart icici offer 2018,flipkart icici emi,flipkart icici bank debit card emi,flipkart coupons for icici debit card,icici flipkart gift voucher,flipkart icici coupon,flipkart icici coupon code,flipkart offer with icici bank,flipkart icici cashback offer,flipkart icici bank,flipkart icici offer 2017,icici bank flipkart gift voucher,icici pockets flipkart,

krishna said...


flipkart offers,
flipkart offers for mobiles,
flipkart offers mobile,
flipkart offers on mobile,
flipkart offers day,
flipkart offers today,
flipkart offers fashion,
flipkart offers exchange,
flipkart offers in shoes,
flipkart offers on shoes,
flipkart offers shoes,
flipkart offers in sarees,
flipkart offers sarees,
flipkart offers on laptop,
flipkart offers upcoming,
flipkart offers watches,
flipkart offers on mobile phones,
flipkart offers samsung mobile,
flipkart offers cashback,
flipkart offers fashion mega,
flipkart offers new year,
flipkart offers on tv,
flipkart offers phone,
flipkart offers mobile 4g,
flipkart offers shirts,
flipkart offers on mobiles mi,
flipkart offers app,,
flipkart offers code,
flipkart offer new user,
flipkart offers for new users,
flipkart offers power bank,
flipkart offers pendrive,
flipkart offers ac,
flipkart offers today special offer dresses,
flipkart offers wallet,
flipkart offers washing machine,
flipkart online shopping jewellery sets,
flipkart offers toys,
flipkart offers redmi,
flipkart offers trimmer,
flipkart online shopping juta,
flipkart offers jewellery,
flipkart offers memory card,
flipkart offers headphones,
flipkart offers fashion kurtis,
flipkart offers t shirt,
flipkart offers iphone 6,
flipkart offers redmi 5a,
flipkart offers 2018,
flipkart offers sarees below 500,
flipkart offers camera,
flipkart offers on mobiles 4g,
flipkart offers mobile redmi,
flipkart offers mi note 4,
flipkart offers 1 rupee,
flipkart offers today watches,
flipkart offers led tv 32 inch,
flipkart ugadi offers,
flipkart offers watches for gents,
flipkart offers gas stove,
flipkart offers redmi note 5 pro,
flipkart offers laptop bags,
flipkart offers helmet,
flipkart offers fashion sarees,
flipkart offers iphone,
flipkart offers sofa set,,
flipkart offers printers,
flipkart offers herbalife,
flipkart offers redmi 4a,
flipkart offers fashion shoes,
flipkart offers cycle,
flipkart valentine offers,
flipkart offers gym equipment,
flipkart pendrive 32gb offers,
flipkart offers ghagra choli,
flipkart offers redmi 4,
flipkart offers fashion tops,
flipkart offers redmi note 5,
flipkart offers nike shoes,
flipkart offers ladies slippers,
flipkart christmas offers 2016,
flipkart offers bed,
flipkart offers lunch box,
flipkart offers mobile 4g samsung,
flipkart offers on 4g mobiles,,
flipkart offers curtains,
flipkart offers adidas shoes,
flipkart offers iphone 7,
flipkart offers iphone 5s,
flipkart 80 offers,
flipkart offers debit card emi,
flipkart yesterday offers,
flipkart offers news,
flipkart offers crocs,
flipkart offers washing machine samsung,
flipkart offers iphone 8,
flipkart offers iphone 7 plus,
flipkart offers wall clocks,
flipkart offers home decor,
flipkart offers baby dress,
flipkart offers vivo v9,
flipkart offers keypad mobile,
flipkart offers in ladies watches,
flipkart online shopping yoga mat,
flipkart offers emergency light,
flipkart offers vivo mobile,
flipkart mobile offers below 6000,
flipkart offers hair dryer,
flipkart offers dressing table,
flipkart offers asus,
flipkart offers mobile 4g mi,
flipkart offers home theatre 5.1,
flipkart offers mobile redmi note 5,
flipkart offers gowns,
flipkart offers honor 9 lite,
flipkart offers redmi 5,
flipkart offers 1 rs pendrive

krishna said...




phonepe upcoming offer
american express flipkart offer
republic day offers in india
flipkart sale period
republic day offers on led tv
flipkart biggest sale date
flipkart icici debit card offer
best air cooler brand india
flipkart new year sale date
signature blankets flipkart
sbi card cashback offers
the best air cooler in india
flipkart hdfc card offer
air cooler for big room
top air cooler in india
air coolers best brands
flipkart coupons for mobile phones
desert coolers flipkart
visiting card holder flipkart
christmas sales flipkart
best air cooler to buy
snapdeal cashback offers
hdfc credit card offers on laptops
flipkart sale in december
flipkart independence day sale
republic day offer mobile phones
best air cooler with remote control
paytm big bazaar cashback offer
simply click sbi card benefits
best personal air cooler in india
icici credit card offers on electronics
best air cooler to buy in india
flipkart thermal wear
big bang sale flipkart
offer on flipkart for hdfc credit card
new year sale on flipkart
paytm hostgator offer
best air cooler for room india
hdfc cashback offer amazon
best air cooler for home in india
flipkart coupon for mobile
flipkart offer on sbi debit card
flipkart coupons hdfc credit card
sbi debit card offers on mobiles
republic day laptop offers
best budget cooler
top air cooler brands in india
sbi super saver credit card
amazon great indian summer sale sbi offer
best air cooler for big room
axis bank edge rewards myntra
cheap and best air cooler in india
flipkart discount hdfc
american express credit card offers on flipkart
top ten air cooler brand
lenovo yoga flipkart
sbi card flipkart
hdfc card discount on flipkart
independence day offers on mobile phones
flipkart electronics sale offers
diwali dhamaka offers flipkart
phonepe emi
sbi credit card offers on mobile phones
sbi debit card offers on snapdeal
flipkart micro oven
flipkart holi special offers
sbi discount on flipkart
when will flipkart give offers
smallest air coolers in india
hdfc credit card offers on samsung mobiles
best air cooler offers
new year sale on mobile
flipkart kitchen utensils
citibank offers on mobiles
best rating air conditioner in india
amazon cashback promo code
snapdeal sbi offer
what is the best air cooler in india
sbi debit card discount on flipkart
flipkart mobile app offer today
flipkart hdfc bank credit card offers
hdfc credit card discount on flipkart
phonepe upcoming cashback offer
flipkart mobile app offer validity
flipkart cashback offer paytm
how to activate flipkart wallet
flipkart mobile discount coupon
flipkart independence offer
mobikwik big bazaar offer
amazon discounts on credit cards
flipkart mobile coupons today
hdfc smart emi promo code
symphony mini air cooler price
new year sell offer
flipkart xmas sale
sony xperia exchange offer flipkart
hdfc credit card offers on lenovo laptops
flipkart big diwali sale offers
coolest air cooler
flipkart big billion day starting time
flipkart credit card apply
payoneer offer
price of best air cooler
mobile offers in flipkart big billion day
sbi credit card online payment offers
flipkart wallet to bank account
snapdeal microwave oven
best indian air coolers
flipkart axis credit card offer
flipkart american express
flipkart big billion day starts from
best air cooler for house
flipkart sale shopping
very cashback offer
gsa search engine ranker discount coupon
myntra phone pe wallet
flipkart mobile app promo code
aircooler in india
flipkart big app shopping days sale
big billion day price list
flipkart standard chartered credit card offer
flipkart extra discount coupons
flipkart cash back offers furniture

noman said...

I know you are looking for How to Make Selfies With Dorian Rossini but i will help you.

dryer said...

How do I start a blog? I just got a new account on Yahoo but don’t see where to start writing.?please join us.
유흥알바

고수입알바

dryer said...

This post is genuinely a nice one it helps new web people, who are wishing for blogging.

유흥알바

고수입알바

flipkartcreditcardoffers said...


flipkart credit card,
flipkart cardless credit,
emi without credit card in flipkart,
flipkart credit card offers,
flipkart offer for credit card,
flipkart icici credit card offer,,
flipkart sbi credit card offer,
flipkart credit card emi,
flipkart credit card generator,
flipkart credit card apply online,
flipkart cardless credit card,
credit card generator for flipkart india,
flipkart axis bank credit card offer,,
flipkart mobile emi without credit card,
flipkart credit card emi ,
flipkart sbi credit card offer 2019,
flipkart hdfc bank credit card offers,
flipkart without credit card emi,
how flipkart credit card emi works,
flipkart credit card apply,
credit card for flipkart,
flipkart cardless credit card apply
credit card holder flipkart,,
security credit card wallet flipkart,
credit card pouch flipkart
flipkart purchase without credit card
credit card emi in flipkart
flipkart emi with credit card,
flipkart credit card discount,
flipkart no cost emi credit card,
flipkart credit card offers today,
icici credit card discount on flip,kart,
how to get flipkart credit card,
axis bank credit card emi flipkart,
best credit card for flipkart,
hdfc credit card flipkart offer 2019,
flipkart international credit card,
flipkart citi credit card offers,
flipkart cash on delivery credit card,
flipkart credit card payment,
add credit card to flipkart,
kotak credit card flipkart offer,
sbi credit card flipkart voucher ,offer,
flipkart buzz credit card,
flipkart american express credit card,
flipkart sbi credit card offer terms and conditions,
hdfc flipkart credit card,
remove credit card from ,
flipkart co branded credit card,
flipkart axis credit card offer,
flipkart big billion day credit card offers
flipkart cardless credit card registration,
flipkart credit card emi scheme,
flipkart credit card offers 2018,
flipkart credit card refund,
flipkart hdfc credit card offer 2018,
flipkart offer with credit card





flipkart credit card offers,
flipkart cardless credit,
credit card offers for flipkart,
credit card offers in flipkart,
hdfc credit card offers for flipkart,,,
hdfc credit card offers in flipkart
hdfc credit card offers on flipkart
flipkart icici credit card offers,
flipkart offers for icici credit card,
icici credit card offers on flipkart,
flipkart offers for sbi credit card,
flipkart sbi credit card offers,
sbi credit card offers on flipkart today,
flipkart credit card emi,
flipkart credit card generator
axis neo credit card offers on flipkart,
kotak credit card offers on flipkart
hdfc credit card offers on flipkart 2018,
indusind bank credit card offers on flipkart
flipkart axis bank credit card offers,
flipkart credit card emi process,
rbl credit card offers on flipkart,
flipkart sbi credit card offer 2019,
flipkart hdfc bank credit card offers,
flipkart credit card apply,
sbi credit card offers in flipkart,
standard chartered credit card offers flipkart,
axis bank neo credit card offers on flipkart
indusind credit card offers on flipkart,
sbi credit card offers on flipkart mobiles
flipkart credit card discount
flipkart credit card offers today,
flipkart offers with hdfc credit card,
icici credit card offers on flipkart today,
flipkart citi credit card offers
flipkart credit card payment,
icici coral credit card offers on flipkart
axis bank credit card offers in flipkart,,
flipkart sbi credit card offer terms and conditions,
yes bank credit card offers flipkart,
flipkart axis credit card offer,
flipkart offers for citi credit card,
american express credit card offers flipkart,
flipkart big billion day credit card offers,,
flipkart credit card refund,
flipkart hdfc credit card offer 2018,
hdfc credit card emi offers on flipkart

Rahul said...

I really like this article. I am glad that you posted it.
Awesome Status

Shreya said...

Very Nice Post

All festival wallpaper
www.allfestivalwallpaper.com

Gujju Fun
www.gujjufun.com

Global surat
www.globalsurat.com

Torrent Counetr Movies
www.torrentcountermovies.com

Torrent Counetr Movies
www.torrentcountermovies.info

ai training online said...

There are lots of information about latest technology and how to get trained in them, like sharepoint training courses have spread around the web, but this is a unique one according to me.

Barbara Pantuso said...
This comment has been removed by the author.
Barbara Pantuso said...
This comment has been removed by the author.
Barbara Pantuso said...
This comment has been removed by the author.
svrtechnologies said...

This is so elegant and logical and clearly explained. Brilliantly goes through what could be a complex process and makes it obvious...

sas training

Jack sparrow said...


I am reading your post from the beginning, it was so interesting to read & I feel thanks to you for posting such a good blog, keep updates regularly.i want to share about learn teradata and tomcat tutorial .

Jack sparrow said...


I am reading your post from the beginning, it was so interesting to read & I feel thanks to you for posting such a good blog, keep updates regularly.i want to share about informatica mdm training and core java video tutorials

Unknown said...


This is most informative and also this post most user friendly and super navigation to all posts. Thank you so much for giving this information to me. Informative training in Chennai.
Java training in chennai | Java training in annanagar | Java training in omr | Java training in porur | Java training in tambaram | Java training in velachery

Sharma said...

Great post! I am actually getting ready to across this information, It’s very helpful for this blog.Also great with all of the valuable information you have Keep up the good work you are doing well.

Python Online Training
Digital Marketing Online Training
AWS Online Training
Selenium Online Training
Data Science Online Training
DevOps Online Training

Musicgyan said...

I really like your post

Digital irshad said...

nice article i really liked your post you can visit Pega Certification Training for valuable course

Colinsh said...

thanks for this info i really like your post this post is very useful ba 3rd year result marksheet

WilliamJames said...

separation agreement virginiaThanks for sharing a very useful blog commenting website

Time Table Results said...

Hey thank you!!! I was seeking for the particular information for long time - bsc 3rd year result. Good Luck ?

밤알바 said...

hi guy!! thank you for sharing useful things 퀸알바 thanks:-)

grows mac said...

puntos de control de dui

It's important to note that crowdfunding is a legitimate and widely accepted practice, while phishing, including any potential variations like "crowdphishing," typically refers to fraudulent and malicious activities. Always exercise caution and verify the legitimacy of any online fundraising or financial transaction platform to avoid falling victim to scams.

Linda George said...

One of the most important questions in the world of internet fundraising is "Crowdfunding or Crowdphishing?" Crowdfunding platforms present chances for innovation and real support, but caution is necessary due to the surge in fraudulent schemes. Both authors and funders can be protected by putting strong verification procedures in place and educating users about potential hazards. Being accountable and transparent is essential to separating genuine ventures from frauds. Crowdfunding may remain a potent tool for bringing ideas to life and supporting deserving causes while reducing the risks associated with crowdphishing provided it is promoted with integrity and trust.abogado de divorcio sin oposición virginia

gabriel said...

"Crowdfunding or Crowdphishing?" is a thought-provoking blog post that raises important questions about the risks associated with crowdfunding campaigns. By highlighting the potential for fraudulent activities, the post serves as a cautionary reminder for both campaign creators and backers to exercise diligence and awareness. The post's exploration of how phishing scams can infiltrate crowdfunding platforms adds depth to the discussion, informing readers about the need to verify campaign legitimacy before contributing. Overall, "Crowdfunding or Crowdphishing?" effectively sheds light on a lesser-known aspect of crowdfunding, encouraging readers to approach such campaigns with a critical eye.abogado dui charlotte va

kambryn christina said...

The question "Crowdfunding or Crowdphishing?" provokes discussion about the advantages and disadvantages of internet fundraising. This blog explores the subtleties of telling genuine crowdfunding projects apart from possible frauds, highlighting the significance of exercising caution and due research while contributing to causes online. Through the examination of actual cases and the provision of useful advice for spotting warning signs, the blog equips readers to confidently traverse the crowdfunding terrain. It acknowledges the transformative power of collective generosity when used wisely and acts as a timely reminder of the inherent risks that exist in the digital environment. A must-read for anyone thinking about taking part in campaigns to raise money online.abogado de impuestos sucesorios

jonathanjames said...

"Crowdfunding is a powerful tool for transforming dreams into reality by harnessing the collective goodwill and support of a community. However, we must remain vigilant against crowdphishing, where malicious actors exploit this trust. Stay informed, support responsibly, and together, let's continue to make positive impacts that truly matter."

Abogado Conducción Imprudente Nueva Jersey

Nikam said...

The best-in-class manufacturers of Wood Oil Ghani Machines, Cold Press Oil Machinery, and Wooden Mill Machinery which are extensively used for the production of Groundnut Oil, Flaxseed Oil, Sesame Oil, Castor Oil, Coconut Oil, Mustard Oil, and many more.

Post a Comment